Advisors Blog

This interactive cost of care map helps your clients prepare for their future when it comes to long-term care, based on the location and the type of service they are looking to receive.

Protective is reducing the index cap rate, maximum illustrated rate and fixed account rate on Protective Indexed Choice UL effective January 1, 2018.                                                                                                 

Effective October 19, 2017 Symetra will be increasing the minimum face amount limits on their Symetra UL-G, CAUL and Term products.

As kids head back to school, we’re focused on helping your clients navigate the multitude of college funding options by offering our FREE College Planning Kit for Parents.

Effective August 21^st, Prudential’s guaranteed survivorship product known as SUL Protector will be repriced, with price increases as much as 6-14%. Act now to lock in the current low prices for up to a maximum of $10,000,000 coverage.

Policyholders who have purchased a fully underwritten term insurance policy from select carriers within the last five years may be eligible to convert to a permanent Symetra GUL policy with no exam and minimal paperwork requirements.

Effective August 28, 2017, Principal will be updating their UL Protector IV product pricing for new issue policies. These changes will help maintain the product's long-term sustainability.

The current John Hancock Term with Vitality (’15 and ‘16) products will no longer be offered in states that have approved the new John Hancock Term with Vitality (‘17) product. All pending applications must have all requirements in by September 1, 2017.

Prudential has launched their newest universal life product, PruLife Essential UL in California. With it, you can offer your clients the simple design they want with the contemporary benefits they need.

Here are some tips for tapping into the lucrative business owner insurance marketplace. We’ll show you the size of the opportunity and offer some approach questions and sales concepts. With over 30 million small businesses in the U.S., there is an incredible need for risk protection services from advisors who understand how to navigate this marketplace.